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  • Reviews

    5FadyTakla

    Teresa is very thorough from start to finish. From the comps of local homes sold to every little detail, she went above any beyond what other agents have done for me in the past. We not only used her services for buying our residence but she simultaneously... (more)

    5zuser20140602132212640

    She is an amazing realtor from the beginning to the end. I highly recommend her to all in the market. You will get all that you need and more. She is genuine and a hard worker. Really takes your needs and delivers. She drove us around tobevwry property that... (more)

    5StephanieFaircloth

    From the very first moments of meeting Theresa we knew she was the realtor for us. She was. Very open communicator and listend to what we were looking for and found us the perfect townhouse within just days of working with us. She is positive modivated and... (more)

    Review Teresa Karam on Zillow.com

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    Peters Canyon --7:00 AM

    Afoot & Fit in Peters Canyon / Walks > Hikes > Trail Runs

    COME HIKE--WALK--RUN the trails! NEW SUMMER TIME of 7:00 AM TIME! :) ****rise & shine!**** WHERE WE MEET: Look for a group at the END/cul-de-sac of "Peters Canyon Rd." (where Peters Canyon Rd. dead ends at and intersects Silverado Terrace off...

    ROC Epic Extravaganza

    RIDE ORANGE COUNTY

    It's that time of the year again, and who doesn't love an extravaganza? As you may have noticed by the picture it is also my B-Day ride. Over the past year we have done some amazing rides and seen some great sights, so I packed them into one...

    Palomar Mtn Rd - Mother's Kitchen from South OC

    South OC "Beginner" Motorcycle Riders

    • What we'll doIntermediate Cornering Practice Palomar Mtn Rd this will be a long day with it being 96 miles just to the top of palomar/mother's kitchen from our starting point in foothill ranch. we'll stop to gas up as needed. this ride is not...

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  • So You Wanna Buy a House? Figure Out What You Can Afford

    Knowing you want to buy a home is one thing; knowing what you can pay for is quite another. Too often, dreams and reality collide: You’re yearning for a four-bedroom Colonial, but your wallet can handle only a two-bedroom bungalow. So how do you filter the myriad options out there? Welcome to Step 3 in our 2016 Home-Buying Guide, […]

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    Calling All First-Time Buyers

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    A New Mortgage Product Balancing Equity and Affordability

    In a presentation at a REALTOR® University Speaker Series held recently[1], Ken Fears, NAR’s Director of Housing Finance and Regional Economics, discussed his proposal for a new mortgage product that helps homeowners build up equity faster while keeping loan payments still affordable. The blended product also improves financial intermediation by providing a better match of the maturity […]

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    Owners Overvalue Homes by Larger Margin

    For the seventh consecutive month, the gap has widened between what home owners say their home is worth compared to what appraisers say, according to Quicken Loans’ August 2015 Home Price Perception Index. Home owner estimates now stand 2.65 percent higher than appraiser opinions, the largest gap in more than a year, according to the […]

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    State and Local Down Payment Assitance is Important-What buyers need to know.

    Very interesting information from the NAR:   One of the Federal Housing Administration’s (FHA) important functions is to provide insurance on low down payment mortgages. The majority of FHA-financed mortgages have a down payment of 3.5%. A homebuyer can get assistance for the down payement from a relative, an employer-sponsored program, or a state or […]

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    What a Listing Agent does for their Sellers, & WHY Buyers need their own agent.

    It may seem perfectly logical to call the agent on the yard sign while driving around your dream neighborhood searching for your next house. The sign might have a QR code or text code to allow you to quickly access more information—but beware. Your information goes directly to the listing agent and the listing agent works […]

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    Why do you need a Buyers Agent?

    Many people have a misconception about a buyers agent and don’t realize how valuable one can be. Here is what a buyers agent, such as myself, will do for you: Listings found for you, sent to you, of the types of houses you like, in the areas you want to live in. Some maybe listing not yet on MLS. Custom […]

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    Own the Home, but Not the Land? What You Need to Know About Land Lease Deals

    Many people contact me about homes they see listed online for under 200k in Orange County! Unfortunately, this does not exist in our current marketplace. What people are finding and referring to are homes which are land leases. I have come to realize many people don’t know what this means so I decided help explain […]

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