Your Local Orange County Real Estate Expert!
Teresa Karam

Community Events

Options Strategies Mastermind

Orange County Option trading group

Attend our bi-monthly potluck (bring some snack and/or beverage) event. Often, attendees are given an opportunity to introduce themselves and then share with us methodologies they're incorporating when choosing the options trades to enter and...

"Star Trek: Discovery" Season 2 Finale episodes 13 & 14

Orange County Sci-Fi/Fantasy Meetup Group

Please refrain from wearing perfume, cologne, etc. due to members' fragrance sensitivity. Star Trek, one of the most iconic and influential global television franchises, returns with "Star Trek: Discovery." The series will feature a new ship, new...

Sunday Morning Hike in Peter's Canyon

Sunrise to Sunset Hikers

ABOUT THIS HIKE: This is an intermediate hike in Peter's Canyon. The meetup location is the back or southern trail head that enjoys free parking. Please meet at the end of the street of Silverado Terrace. We will go out via Eucalyptus Trail and...

5 things you should know when buying your first home

July 3rd, 2018 by Teresa Karam

Once upon a time, I bought a house. I did not live happily ever after. While I wouldn’t call the purchase a mistake, I did learn a lot of things. Buying a home seems like a natural progression at some point. You’re tired of apartment living. You’re an adult now. You think you can afford […]

Easy Ways To Stay Cool This Summer!

July 3rd, 2018 by Teresa Karam

Summer’s almost upon us. That means more ice cream, fewer snowball fights and, of course, the battle to keep your house cool as the heat bears down. As it turns out, you don’t have to build your own ice cave to keep cool until fall. There are plenty of easy changes you can put into […]

5 Secrets to Buying the Best House for Your Money!

December 30th, 2017 by Teresa Karam

1. Get “Pre-Approved” – Not “Pre-Qualified” Do you want to get the best property you can for the least amount of money? Then make sure you are in the strongest negotiating position possible. Price is only one element in the negotiations, and not necessarily the most important one. Often other terms, such as the strength […]

Buyer Cheat Sheet for a Seller’s Market

April 23rd, 2016 by Teresa Karam

In a seller’s market, home buyers need to be willing and able to act fast to snag the home they want. This spring, areas across the country are facing a limited number of homes for sale.® offers up a cheat sheet for surviving a seller’s market. Be on call. “If you’re only looking now and […]

Guess What? Spring Home Buying Starts Now !! (

February 2nd, 2016 by Teresa Karam

This spring is shaping up to be the busiest housing market we’ve seen since 2006. Now, thanks to America’s favorite rodent, we can predict that this year’s strong spring housing market will start sooner than normal. God bless you, Groundhog Day! When the country is so over winter, all eyes turn to one famous groundhog, Pennsylvania’s Punxsutawney Phil (sorry, Staten Island Chuck!), […]

New Home Sales Up 14% vs. a Year Ago as Rosier Economy Boosts Wages

January 20th, 2016 by Teresa Karam

New home sales rose moderately in November, a sign the rocky housing recovery may be stabilizing. Sales ran at an annual rate of 490,000, the highest since August, the Commerce Department said Wednesday. November’s tally was up 4.3% from a downwardly revised 470,000 rate in October, and was 9.1% higher compared with a year ago. Please, Mr. […]

So You Wanna Buy a House? Figure Out What You Can Afford

January 20th, 2016 by Teresa Karam

Knowing you want to buy a home is one thing; knowing what you can pay for is quite another. Too often, dreams and reality collide: You’re yearning for a four-bedroom Colonial, but your wallet can handle only a two-bedroom bungalow. So how do you filter the myriad options out there? Welcome to Step 3 in our 2016 Home-Buying Guide, […]

Calling All First-Time Buyers

January 4th, 2016 by Teresa Karam

A New Mortgage Product Balancing Equity and Affordability

September 22nd, 2015 by Teresa Karam

In a presentation at a REALTOR® University Speaker Series held recently[1], Ken Fears, NAR’s Director of Housing Finance and Regional Economics, discussed his proposal for a new mortgage product that helps homeowners build up equity faster while keeping loan payments still affordable. The blended product also improves financial intermediation by providing a better match of the maturity […]

Owners Overvalue Homes by Larger Margin

September 22nd, 2015 by Teresa Karam

For the seventh consecutive month, the gap has widened between what home owners say their home is worth compared to what appraisers say, according to Quicken Loans’ August 2015 Home Price Perception Index. Home owner estimates now stand 2.65 percent higher than appraiser opinions, the largest gap in more than a year, according to the […]