Once upon a time, I bought a house. I did not live happily ever after. While I wouldn’t call the purchase a mistake, I did learn a lot of things. Buying a home seems like a natural progression at some point. You’re tired of apartment living. You’re an adult now. You think you can afford […]Read More...
A Snail's Pace Running Academy- Mission Viejo
Hello Snails! I hope you all had a great week. I look forward to seeing you this Saturday. We are running 8 miles. Please remember to bring water and your interval timing watch.
A Snail's Pace Running Academy- Fountain Valley
Long Beach runners - Time to taper and that means reduced mileage and low intensity this week. Your mid-week runs are now down to 4 miles. Not too fast but not too easy should be your effort level on those. We will run 14 miles on Saturday.New...
SoCalFurs - Furries of Southern California
(This event is x-posted to our SoCalFurs Network (http://socalfurs.com/the-socal-furs-network/), but not hosted by Kat or any other admin of this group. Here are words from Axel ([masked]), one of the OC Furs' organizers) This is a potluck meet...
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|30 Year Fixed||4.56%||4.46%|
|15 Year Fixed||3.94%||3.85%|
|Current Mortgage Rates|
Teresa has been most helpful to us in the search. She listened and took to heart our peculiar needs and requirements, which of course were evolving the more we get to know the market, and especially ...
Teresa is awesome!! If you want a go getter realtor she is your gal! From the moment we met her she went above and beyond finding places for us. Even after we wanted to give up for a variety of reasons ...
We were new to the home buying experience but Teresa made it all very easy for us. We relied heavily on her knowledge of the area as well as her recommendations throughout the process. One thing we really ...
Review Teresa Karam on Zillow.com
Summer’s almost upon us. That means more ice cream, fewer snowball fights and, of course, the battle to keep your house cool as the heat bears down. As it turns out, you don’t have to build your own ice cave to keep cool until fall. There are plenty of easy changes you can put into […]Read More...
1. Get “Pre-Approved” – Not “Pre-Qualified” Do you want to get the best property you can for the least amount of money? Then make sure you are in the strongest negotiating position possible. Price is only one element in the negotiations, and not necessarily the most important one. Often other terms, such as the strength […]Read More...
In a seller’s market, home buyers need to be willing and able to act fast to snag the home they want. This spring, areas across the country are facing a limited number of homes for sale. Realtor.com® offers up a cheat sheet for surviving a seller’s market. Be on call. “If you’re only looking now and […]Read More...
This spring is shaping up to be the busiest housing market we’ve seen since 2006. Now, thanks to America’s favorite rodent, we can predict that this year’s strong spring housing market will start sooner than normal. God bless you, Groundhog Day! When the country is so over winter, all eyes turn to one famous groundhog, Pennsylvania’s Punxsutawney Phil (sorry, Staten Island Chuck!), […]Read More...
New home sales rose moderately in November, a sign the rocky housing recovery may be stabilizing. Sales ran at an annual rate of 490,000, the highest since August, the Commerce Department said Wednesday. November’s tally was up 4.3% from a downwardly revised 470,000 rate in October, and was 9.1% higher compared with a year ago. Please, Mr. […]Read More...
Knowing you want to buy a home is one thing; knowing what you can pay for is quite another. Too often, dreams and reality collide: You’re yearning for a four-bedroom Colonial, but your wallet can handle only a two-bedroom bungalow. So how do you filter the myriad options out there? Welcome to Step 3 in our 2016 Home-Buying Guide, […]Read More...
In a presentation at a REALTOR® University Speaker Series held recently, Ken Fears, NAR’s Director of Housing Finance and Regional Economics, discussed his proposal for a new mortgage product that helps homeowners build up equity faster while keeping loan payments still affordable. The blended product also improves financial intermediation by providing a better match of the maturity […]Read More...
For the seventh consecutive month, the gap has widened between what home owners say their home is worth compared to what appraisers say, according to Quicken Loans’ August 2015 Home Price Perception Index. Home owner estimates now stand 2.65 percent higher than appraiser opinions, the largest gap in more than a year, according to the […]Read More...