Your Local Orange County Real Estate Expert!
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    We put the Fun back in Run Summer 5K &10K Training Week 8 Session 1

    A Snail's Pace Running Academy- Fountain Valley

    • What we'll doWelcome to your weekend workout. Great way to start your morning. Now it's time to workout: Group warm up 5K Running group- 60 minutes at a walk 2:30 run 2:30 interval. Advanced group will walk 1 minute, run 4 minutes 10K Running...

    Summer Marathon Training - week 10

    A Snail's Pace Running Academy-Brea/Yorba Linda

    It's time for the sweet sixteen! To celebrate the occasion, we'll run to a donut shop and...just kidding! We will run 16 miles and finishing it will be a sweet accomplishment. Same route as last week, but with two laps around the lagoon at...

    Breakfast for the Homeless & Community (Costa Mesa)

    "SoCal Volunteers United" in OC

    Hi.  If you are using the Meetup mobile app on your phone, look down a few lines below and tap the red-colored "Read more" to expand the description. TAP THIS --------- If you are using a computer or laptop/notebook, then you should be fine....

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    30 Year Fixed 4.34% 4.36%
    15 Year Fixed 3.76% 3.81%
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  • Reviews

    5CK Kung

    Teresa has been most helpful to us in the search. She listened and took to heart our peculiar needs and requirements, which of course were evolving the more we get to know the market, and especially ...

    5etooch

    Teresa is awesome!! If you want a go getter realtor she is your gal! From the moment we met her she went above and beyond finding places for us. Even after we wanted to give up for a variety of reasons ...

    5zuser20140516151306009

    We were new to the home buying experience but Teresa made it all very easy for us. We relied heavily on her knowledge of the area as well as her recommendations throughout the process. One thing we really ...

    Review Teresa Karam on Zillow.com

  • 5 Secrets to Buying the Best House for Your Money!

    1. Get “Pre-Approved” – Not “Pre-Qualified” Do you want to get the best property you can for the least amount of money? Then make sure you are in the strongest negotiating position possible. Price is only one element in the negotiations, and not necessarily the most important one. Often other terms, such as the strength […]

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    Buyer Cheat Sheet for a Seller’s Market

    In a seller’s market, home buyers need to be willing and able to act fast to snag the home they want. This spring, areas across the country are facing a limited number of homes for sale. Realtor.com® offers up a cheat sheet for surviving a seller’s market. Be on call. “If you’re only looking now and […]

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    Guess What? Spring Home Buying Starts Now !! (Realtor.com)

    This spring is shaping up to be the busiest housing market we’ve seen since 2006. Now, thanks to America’s favorite rodent, we can predict that this year’s strong spring housing market will start sooner than normal. God bless you, Groundhog Day! When the country is so over winter, all eyes turn to one famous groundhog, Pennsylvania’s Punxsutawney Phil (sorry, Staten Island Chuck!), […]

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    New Home Sales Up 14% vs. a Year Ago as Rosier Economy Boosts Wages

    New home sales rose moderately in November, a sign the rocky housing recovery may be stabilizing. Sales ran at an annual rate of 490,000, the highest since August, the Commerce Department said Wednesday. November’s tally was up 4.3% from a downwardly revised 470,000 rate in October, and was 9.1% higher compared with a year ago. Please, Mr. […]

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    So You Wanna Buy a House? Figure Out What You Can Afford

    Knowing you want to buy a home is one thing; knowing what you can pay for is quite another. Too often, dreams and reality collide: You’re yearning for a four-bedroom Colonial, but your wallet can handle only a two-bedroom bungalow. So how do you filter the myriad options out there? Welcome to Step 3 in our 2016 Home-Buying Guide, […]

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    Calling All First-Time Buyers

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    A New Mortgage Product Balancing Equity and Affordability

    In a presentation at a REALTOR® University Speaker Series held recently[1], Ken Fears, NAR’s Director of Housing Finance and Regional Economics, discussed his proposal for a new mortgage product that helps homeowners build up equity faster while keeping loan payments still affordable. The blended product also improves financial intermediation by providing a better match of the maturity […]

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    Owners Overvalue Homes by Larger Margin

    For the seventh consecutive month, the gap has widened between what home owners say their home is worth compared to what appraisers say, according to Quicken Loans’ August 2015 Home Price Perception Index. Home owner estimates now stand 2.65 percent higher than appraiser opinions, the largest gap in more than a year, according to the […]

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    State and Local Down Payment Assitance is Important-What buyers need to know.

    Very interesting information from the NAR:   One of the Federal Housing Administration’s (FHA) important functions is to provide insurance on low down payment mortgages. The majority of FHA-financed mortgages have a down payment of 3.5%. A homebuyer can get assistance for the down payement from a relative, an employer-sponsored program, or a state or […]

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    What a Listing Agent does for their Sellers, & WHY Buyers need their own agent.

    It may seem perfectly logical to call the agent on the yard sign while driving around your dream neighborhood searching for your next house. The sign might have a QR code or text code to allow you to quickly access more information—but beware. Your information goes directly to the listing agent and the listing agent works […]

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